Monitor’s Management Liability program for medical groups, independent physicians associations and home health care organizations provides tailor-made protection.
Designed specifically for small to mid-sized health care organizations with one to 500 employees, this liability program offers deductibles as low as $10,000 and limits of up to $2,000,000 per coverage section purchased.
Eligible organizations include:
- General practice physician offices
- Specialty physician offices
- Dental offices
- Outpatient general care clinics
- Outpatient emergency care facilities
- Radiology clinics
- Other qualifying health care organizations.
Managed care plans, nursing homes, hospitals and their affiliated emergency treatment centers are not eligible.
Policy Enhancements for Medical Facilities
- Members of the organization’s peer review committee are covered as insureds.
- All insured persons are covered for alleged violations of Title II of the Health Insurance Portability and Accountability Act of 1996 (HIPAA).
- Third-party liability coverage is provided for claims brought by patients or clients for discrimination and/or harassment. Any organization that deals with the general public faces this exposure.
- Express coverage for any claim made against the insured for accreditation, certification, credentialing, professional assessment, peer review, sponsoring or standard-setting activities conducted by the insured organization or on its behalf.
