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Restaurant Association of Maryland
Restaurants

Monitor Liability Managers serves as the only Restaurant Association of Maryland (RAM) endorsed provider of Employment Practices Liability (EPL) Insurance.

 

Monitor covers full-service and fast food restaurants, cafeterias, food service contractors and vendors. 

 

We insure small to mid-sized clients, those with five or
more employees.

 

EPL Policy Enhancements for RAM Members

  • Third party liability coverage for claims brought by customers for discrimination and/or harassment.
  • $100,000 costs of defense for claims alleging violation(s) of the Fair Labor Standards Act (FLSA).
  • Optional $25,000 costs of defense for criminal
    investigations brought by any government agency for
    allegedly hiring or harboring of illegal aliens.
  • 7.5% premium renewal credit for members in good standing with no claims.
  • Toll-free Employment Practices Liability Loss Prevention Hotline.

Visit RAM's Web site for more information.

 

For complete details regarding members-only benefits available to RAM members, please contact your underwriter or Norman Breitenbach, Rossman-Hurt-Hoffman, nbreitenbach@rhhinsurance.com

 

 

Marketing Materials

EPL for Restaurants RAM Overview Sheet

Overview sheet includes EPL for Restaurants claim examples 

 

 

Contact a Trusted Resource

Norman Breitenbach

Rossmann-Hurt-Hoffman

(410) 465-4300, ext. 107

nbreitenbach@rhhinsurance.com

David Aller

VP, Producer Development

(800) 446-2100, ext. 502

daller@monitorliability.com

  

Claim Examples

Employment Practices Liability for Restaurants Claim Examples