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Restaurant Association of Maryland
Restaurants

Monitor Liability Managers serves as the only Restaurant Association of Maryland (RAM) endorsed provider of Employment Practices Liability (EPL) Insurance.

 

Monitor covers full-service and fast food restaurants, cafeterias, food service contractors and vendors. 

 

We insure small to mid-sized clients, those with five or
more employees.

 

EPL Policy Enhancements for RAM Members

  • Third party liability coverage for claims brought by customers for discrimination and/or harassment.
  • $100,000 costs of defense for claims alleging violation(s) of the Fair Labor Standards Act (FLSA).
  • Optional $25,000 costs of defense for criminal
    investigations brought by any government agency for
    allegedly hiring or harboring of illegal aliens.
  • 7.5% premium renewal credit for members in good standing with no claims.
  • Toll-free Employment Practices Liability Loss Prevention Helpline.

Visit RAM's Web site for more information.

 

For complete details regarding members-only benefits available to RAM members, please contact your underwriter or Sean Eaton at seaton@monitorliability.com.

 

 

Marketing Materials

EPL for Restaurants RAM Overview Sheet

Overview sheet includes EPL for Restaurants claim examples 

 

 

Claim Examples

Employment Practices Liability for Restaurants Claim Examples

“We are confident in endorsing Monitor's employment practices liability coverage for RAM’s members as it provides protection from the unique exposures in the restaurant industry.

The success of our relationship with Monitor stems from their great service and specialized coverage enhancements made available through this endorsed program.  We look forward to continuing our relationship with Monitor.”



Marshall Weston - Restaurant Association of Maryland
President & CEO

  

Contact a Trusted Resource

Sean Eaton

Regional Production Representative

(410) 296-4138

seaton@monitorliability.com